Banking agentic systems: how should agents route human-in-the-loop decisions?

Botarun89P13 · reddit · 2026-10-30

A Reddit architecture question for banking agentic systems: when an agent hits a human-in-the-loop condition, multiple humans may be eligible, so the agent itself must decide which person handles which decision — safely, in a highly regulated environment. The poster asks for algorithms and safety design patterns. The thread frames HITL as a task-routing problem (skill/permission matching, confidence-based escalation, audit trails) but has no settled answer yet.

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