Ohio State's guide exposes the flaw in Microsoft Copilot Cowork's prepaid credit model
YvesMulkers · x · 2026-10-23
Ohio State University published a guide to how Microsoft's Copilot Cowork agents are billed, calling it the only honest manual written about AI agents and money.
The mechanism: buy a prepaid pack of credits, and when they run out, the agent's work pauses until next month. The author argues the meter itself is fine—the reset is the problem. Running out of credits halts work with no visible place in line.
That makes it less a budget control and more a queue with no visibility, raising the question of who decides which AI task stops first inside a company.
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