US banks split on AI agents: big banks block them, small banks build agent-native accounts
rohanpaul_ai · x · 2026-11-05
Per The Information, US banking is splitting on AI agents: JPMorgan, Citi, Bank of America, Morgan Stanley and Wells Fargo are blocking or restricting outside agents, while smaller banks build accounts designed for them. Cross River Bank reports over $40M in agent card payments across 200K+ transactions in 3 months, with airlines the top spending category; Lead Bank gives agents their own accounts.
Related event: US banks split on AI agents: giants block them, small banks court them(2 posts)→
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