Replit's prepaid credits switch locks users' payment methods for weeks

R4nsack · x · 2026-10-31

A user reports that since Replit switched to prepaid credits, every payment method and card has been repeatedly locked for three weeks, forcing them to take multiple Affirm loans just to keep critical deployments online — and now even the Affirm/Apple Pay route fails. The frustrated reply suggests building private cloud infra instead, highlighting real customer pain from Replit's billing migration.

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