Instinct reportedly raising at $30B valuation, a month after $1B round at $10B

AJChadha · x · 2026-10-30

Instinct, an AI agent that shops and manages money for you, is reportedly raising at a $30B valuation just a month after a $1B round at $10B. This week it launched Link balances for US users (give it a budget; it buys within per-purchase limits, held in USDC, New York pending), extended Shop Pay to any store beyond Shopify, opened iMessage group chats to everyone with chat-only visibility, made itself assignable to the iPhone Action Button, is reported to tie up with Zocdoc for verified doctor bookings, and hired Gram Liu (ex-Decagon, Stripe). Users post wins on travel, bookings and research; top worries are WhatsApp support and group security. The pattern: payments, then group chats, then healthcare.

Related event: AI Agent Startup Instinct Reportedly Raising at $30B Valuation(5 posts)→

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