Samaya's 30B post-trained model beats frontier on financial research at 11x lower cost

maithra_raghu · x · 2026-10-29

Samaya introduced Sterling, a financial research model post-trained from Nemotron 3.5 Lightning (30B MoE, 3B active params) that scores 58.9% on FrontierFinance vs 55.9% for the best frontier model, at $0.61 vs $6.89 per task — an 11x cost reduction.

The recipe has four stages: two SFT phases (learning to use financial tools, then to build agentic research strategies), offline GRPO distilling from eight diverse teachers, and online GRPO for end-to-end trial-and-error. Co-adaptation of model and harness — better tool use and compaction — let the small model handle longer, deeper research. Follow-ups include multi-agent research swarms, firm-specific models, and a larger model showing even greater gains.

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