A frontier AI mutual insurer: proposal to make OpenAI and Anthropic mutualize catastrophic risk
scottleibrand · x · 2026-10-22
Sam Lessin proposed a national AI disaster recovery fund run by government and funded by Anthropic and OpenAI, arguing labs should bear the massive damages AI will cause rather than the public via bailouts. Rune Kvist and co-authors propose a more executable variant in Lawfare: a frontier AI mutual insurance company owned by the labs themselves, using centuries-old mutual insurance precedent to enforce standards, peer-review incidents, and pool safety R&D with real money at stake.
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