Local 27B model misses 3 of 50 line items in accounting; frontier models accurate but raise privacy fears

redpandafire · reddit · 2026-10-11

A Reddit user asks which models excel at high-accuracy personal accounting. In their tests, an older Qwen 27B model consistently missed 3 of 50 line items in a simple two-page PDF, implying large errors over a full year of accounting.

Frontier models achieved complete accuracy, but the user is unwilling to upload their entire personal finances to cloud providers—leaving them stuck between inaccurate local models and privacy-unsafe cloud ones.

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