System One models are back: decision/extraction APIs cut insurance claim flow from 61.7s to 19.3s

max_gladysh · reddit · 2026-11-09

A BotsCrew engineer argues the industry has come full circle: after two years of "throw an LLM at everything," vendors now ship specialized models that deliberately do less. Borrowing Kahneman's framing, these System One models are fast and narrow, unlike general System Two LLMs.

Two categories have emerged:

Natural fits are steps where LLMs were overqualified: intent classification, flow routing, escalation decisions, inbox triage, damage detection from photos, real-time emotion picks for voice characters. Cloudflare's insurance-claim demo — Clairic extracts, Clef decides, an LLM writes the reply — took 19.3s versus 61.7s LLM-only.

Caveats: the products are weeks old, most numbers come from vendors, and Clairic guarantees well-formed output, not correctness. The author's advice: audit pipelines for steps returning a label, yes/no, or single field; use a System One model plus an exceptions queue when errors are cheap, and keep retrieval, validation, human review, and audit logs around them when errors are expensive.

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