Solo builder shares an AI-budget template that lets her 'CFO' agent plan 6 months of AI spend

RachelVT42 · x · 2026-11-02

The author shares a template she built for planning 6 months of AI-related spending, including on-demand spend beyond base subscription plans and ad-hoc time-sensitive projects. Once her usage limit resets, she plans to have her self-built "CFO" agent — Daravon·CFO, a finance agent for solo builders that keeps a ledger, tracks runway and AI tool spend against caps, and flags costs to cut — adjust her AI budget accordingly.

The template link is public; she says it worked well in early testing but may need tweaking.

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