Assume You're Exposed: 5-Step Checklist With AI Prompts to Lock Down Your Identity After Mass Hacks
AccBalanced · x · 2026-10-31
Developer JJ Englert urges everyone to assume their personal data — socials, medical history, old passwords, phone numbers — is already exposed amid a wave of breaches, and shares a 5-step checklist with prompts that let AI do most of the work:
- Freeze your credit at all three bureaus (Equifax, Experian, TransUnion) — free, 10 minutes each, blocks anyone from opening cards or loans in your name; the single most important step.
- Set limits on credit cards and further lockdown steps.
His shared family text (screenshot) notes AI has exposed security gaps in nearly all major tech, and vendors' patches will take time, so freeze credit, rotate sensitive passwords, and set card limits now.
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