Banks grapple with detecting third-party AI agents using legitimate customer sessions

CommonGrapefruit3653 · reddit · 2026-10-29

A cybersecurity practitioner at a Canadian financial institution discusses how banks are detecting and blocking third-party AI agents, prompted by RBC's decision to block Meta's Muse AI agent over security, privacy, and liability concerns. Explored defenses include WAF/bot management with behavioral fingerprinting, robots.txt/ai.txt, OAuth DPoP sender-constrained tokens, and API-level anomaly detection — the hard part being agents that operate through legitimate authenticated customer sessions. Asks for real-world implementation experiences and emerging standards.

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