AI doubles to 5.8% of US business non-payroll spend in one year, Ramp data shows

teleforce · hn · 2026-10-26

Ramp's AI Index, built on transaction data from 85,000+ US businesses, shows AI's share of non-payroll business spending jumped from 2.6% (Sep 2025) to 5.8% (Sep 2026), +122% YoY. Professional services grew fastest (4.0%→13.6%, +243%), admin services +364%, real estate +300%. AI adoption reached 55.9% of businesses (+12.1 pts YoY); the top 1% of AI-paying firms spend a median $9,567.53 per employee monthly vs $15.70 for the median firm. Anthropic captured 60.1% of business token spend in mid-October.

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