ChatGPT audited 14k transactions in an hour, fixing 700 budget categories
nickbaumann_ · x · 2026-10-09
ebloch shares how he had ChatGPT audit his personal finances: the model spent nearly an hour reviewing 14,000 transactions and improved 700 category labels — on top of the categorization ChatGPT and Plaid already do in the background.
He argues this cracks a problem unsolved since Quicken launched in 1984: near-perfect transaction categorization. Anyone tracking a budget no longer needs manual work; the prompt is in the screenshot.
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