Patrick Collison says the next Stripe won't come from an AI lab but from legacy vertical software
amasad · x · 2026-10-06
Asked what he'd build if starting from scratch, Stripe co-founder Patrick Collison pointed not at AI labs but at legacy vertical software: healthcare, logistics, construction and finance still run on 1990s-era infrastructure.
The argument: while every ambitious founder chases foundation models, the most defensible businesses often come from the boring corners everyone else ignores — entire industries stuck on decades-old systems.
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