Refunds, fraud signals and high-stakes calls: where should agent autonomy stop?

ConvertMyStore · reddit · 2026-09-22

The author argues that what an agent can do differs from what it should be authorized to do. Refunds are a good case: agents can identify orders, check policy, and compute amounts, but ambiguous delivery evidence, fraud indicators, and financial exposure still demand human judgment.

His proposed boundary: clear evidence + low impact → automate; ambiguous evidence → review; high impact or policy exceptions → human approval. He asks the community which actions they would never let an agent execute autonomously, even when technically capable.

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