Claude Max user burns $150 top-up in 50 minutes, weighs a second $200 account

frosinisimo · reddit · 2026-09-19

A full-time developer on Reddit reports burning through his weekly Claude $200/mo Max allowance in two days while building a school management SaaS from scratch, with a $150 pay-as-you-go top-up evaporating in under 50 minutes. He concludes a second $200 account makes more financial sense and asks whether switching accounts on Claude Desktop preserves his MCP server setup, project contexts, and cached sessions.

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