Solo founders: don't accept SEPA direct debit — customers get instant refunds within 8 weeks

Zachly · x · 2026-09-17

A solo founder warns against accepting SEPA direct debit payments from Europe: the dispute process gives customers an immediate, no-questions-asked refund within 8 weeks. He had a customer read every newsletter, then dispute and instantly reclaim the money. The takeaway: the small revenue isn't worth an 8-week unsecured loan to European customers.

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