Stanford's Amit Seru: AI agents exploit every rulebook loophole, so regulation must go principle-based

Afinetheorem · x · 2026-09-16

Stanford professor Amit Seru shares a lesson from observing AI agent behavior in finance: given thousands of pages of rules, agents will find loopholes that satisfy the letter of the law while violating its intent — and the insight applies well beyond finance. His conclusion: if agents can find every loophole, regulators need simpler, principle-based rules rather than ever-longer rulebooks.

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