How to eval a self-improving bank: NIM and RoA as the real AI metrics

NirantK · x · 2026-09-10

A 10-year ML/NLP veteran sketches an eval framework for AI at a bank: separate "measuring improvement" from "self-improvement." Using shareholder-lens metrics — Net Interest Margin and Return on Assets — he argues genuine AI efficiency gains must show up directly in those numbers. A practical take on enterprise AI eval design.

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