Budget coding agent setup: free Mistral + Copilot tiers with a $20 Cursor plan?

dwerps · reddit · 2026-09-10

A prompt-only developer is asking for help picking a cheap third coding-agent plan to complement the free tiers of Mistral and GitHub Copilot, which are the only two that get real work done for him. He's eyeing Cursor at $20/month (drawn by its 'generous' Grok limits) for a simple Cloudflare-stack web app, and complains that usage-tier pricing across vendors has become baffling. He asks whether anything beats Cursor right now for agent-heavy code generation.

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