Bajaj Finance Disburses ₹3000 Cr via AI, Revealing Massive Operational Leverage
CodeByPoonam · x · 2026-08-10
Bajaj Finance's earnings reveal massive AI integration: AI-driven loan disbursements topped ₹3,000 crore in Q1 (4x YoY growth), accounting for 8.2% of new AUM additions. AI also generated 400,000 loan offers and handled 1 million debt collection cases.
Analysts note the company projects ₹11,000-12,000 crore in AI-driven disbursements for FY27. Even after credit costs, the operational leverage and cost savings (e.g., call centers) suggest profit potential that the market may be severely under-appreciating.
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