ChatGPT bank-account access raises prompt-injection and privacy concerns

jackandjillonthehill · reddit · 2026-07-21

The post asks whether it is safe to connect a bank account to ChatGPT’s new Finances feature. The author notes it appears to be read-only for now, useful for spending analysis and savings optimization.

The main concern is security: even read-only access means personal financial data sits inside an LLM environment, which could later be exposed through prompt injection or other attacks. The post asks whether this skepticism is warranted and where others draw the line on agentic access.

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