ChatGPT's new Wallet borrows your card but leaves checkout to merchants, tested on UCP
schwentker · x · 2026-11-16
Hands-on look at OpenAI's new ChatGPT Wallet: unlike ChatGPT's earlier attempt to own checkout, the Wallet only borrows the card and leaves checkout to the merchant. In a real flow, Rufus picked a $59.97 herb kit for a $100 budget, showed the $66.30 total with tax, and one Approve tap placed the order — no full card number needed (a virtual card works).
Related event: ChatGPT's New Wallet Borrows Cards Without Taking Over Checkout(2 posts)→
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