Visa floor by floor: the full chart of cards, fraud models and AI agent payments

FinanceYF5 · x · 2026-11-12

Quote-repost of the same Visa floor-by-floor chart: six in-house layers from cards and checkout through risk & fraud (large transaction model), issuing and transfers up to Stablecoin Platform, Intelligent Commerce and a Trusted Agent Protocol. VisaNet processed 281.3B transactions in fiscal 2026 with $18T on cards; 16 deals on the side, BioCatch ($2.45B) pending.

Related event: Visual Breakdown of Visa's Six-Layer Business: From Cards to Stablecoins and AI Agents(2 posts)→

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