UPI deep-dive podcast with PhonePe and Razorpay founders debates AI shopping agents

sachdh · x · 2026-10-31

Nikhil Kamath teases an upcoming episode tracing a single UPI payment end-to-end with PhonePe CEO Sameer Nigam, Razorpay CEO Harshil Mathur, and NPCI's Sohini Rajola — covering who moves the money, who bears the cost, and where fraud fits in.

The discussion also debates AI agents that shop and pay autonomously: what would you let an AI agent buy without asking first? The retweeter highlights the free-market debate as especially strong.

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