If AI can lend money and seize collateral on default, have we built a landlord that never forgives?

PierceLilholt · x · 2026-10-24

Pierce Lilholt poses a pointed thought experiment: if an AI can lend humans money, own their debt, and purchase the collateral when they default, have we invented a landlord that never dies, sleeps, forgets, or forgives? The post highlights the ethics of autonomous AI agents entering finance, where automated collection lacks human hesitation or mercy.

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