Major US banks lock out AI agents that log in with customer credentials

The Decoder · rss · 2026-10-23

Per The Decoder, Morgan Stanley, JPMorgan, and other major US banks are blocking AI agents that log into accounts with customer credentials — access customers sometimes grant without direct instructions. Morgan Stanley has blocked agents outright, others are restricting access, and most plan to limit agents to read-only access — an early sign of rule conflicts between financial institutions and user-granted agents.

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