Banks may ban AI agents on security grounds to fend off agentic bank runs
Gccooke · x · 2026-10-23
@hosseeb argues banks have a business incentive to seed the narrative that AI agents are dangerous. An "agentic bank run" (term coined by Apollo) means agents moving retail deposits en masse to higher-yielding products. Once agents are ubiquitous, banks' options to keep cheap deposits are: raise APYs (unlikely), deleverage via fewer loans, or ban AI agents citing security risk — the likely path. Cloud agents like Meta's Muse and OpenAI's Dot are trivial to block since they come from known IP ranges; a cease-and-desist would do. Reposted by @Gccooke as an interesting perspective.
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