Choosing Payment Processors for AI SaaS Abroad: Stripe, Paddle, Creem Compared
gefei55 · x · 2026-10-15
A guide for AI SaaS makers targeting overseas markets, compiled from community discussions on payment processors: Stripe, PayPal, Creem, Waffo, Paddle and more.
Key takeaways: with only a mainland Chinese personal ID, pick platforms supporting individual sellers; with a passport and a HK bank account you can open a personal Stripe account; with a company entity, Stripe or similar platforms work, and Subotiz is another option; Creem is currently not recommended. Also: one merchant account per website — sharing one merchant across multiple sites risks being flagged as abusive; Subotiz is the exception.
Related event: Guide Compares Payment Platforms for AI SaaS Going Global(2 posts)→
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