Coinbase fine-tuned Qwen3.5-9B on fraud data, beating Opus 4.5 at half the latency

J0se · x · 2026-10-12

Coinbase CEO Brian Armstrong says fine-tuning open-weight Qwen3.5-9B on proprietary fraud-prevention data outperformed frontier models at much lower cost: +35.4pp dollar-weighted recall vs an Opus 4.5 agent, with P50 LLM latency of 0.683s vs 1.515s (55% lower). Coinbase is making fine-tuning a one-command internal skill, expecting specialist models to replace some backend services.

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