ChatGPT proactively mentions credit score unasked, user suspects data harvesting for ad profiles
RachelVT42 · x · 2026-10-11
User RachelVT42 reports that ChatGPT proactively gave her unsolicited advice about her credit score, despite her never having asked about credit in any chat.
She finds the unprompted suggestion creepy and speculates it reveals the kind of data the platform is trying to harvest — potentially to sell personal profile information. She adds that her credit score is fine, thank you very much.
The post captures growing user privacy concerns around AI assistants proactively surfacing topics unrelated to the conversation, raising questions about what personal data informs such behavior.
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