Satya Nadella: Insurers, not protocols, will price the liability of AI agents acting for you

rohanpaul_ai · x · 2026-10-08

In an interview with Sriram Krishnan, Microsoft CEO Satya Nadella tackled the question of agent liability: when an agent makes a purchase on your behalf, who is responsible?

Nadella argued that while the industry should build protocols, the ultimate answer will come from the market — insurers will price the risk of agents acting on a user's behalf. He also addressed how businesses should respond when humans stop visiting websites directly. The full video is on the Windows YouTube channel.

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