Every AI Company Is Accidentally Building a Bank, Argues Stigg CEO Dor Sasson

AI Engineer · youtube · 2026-10-07

At AI Engineer World's Fair 2026, Stigg co-founder and CEO Dor Sasson argued that every AI company is accidentally building a bank. Pointing to April's pricing emergencies—Anthropic cutting off third-party agents like OpenClaw, OpenAI changing its Pro tier, GitHub pulling free Copilot—he framed them as infrastructure problems: usage gets checked after the invoice, not before. His fix mirrors an ATM: synchronous entitlement checks before inference, asynchronous settlement after, referencing OpenAI's own published architecture. He covered the banking mechanics AI products now need—hold-and-settle, double-entry bookkeeping, concurrency and double-spend handling, credit pools and spend caps across teams, users and agents—plus four patterns for selling AI at scale, calling it "AI's Stripe moment."

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