OpenAI researcher's dilemma: how to plan for retirement when the singularity may arrive
sterlingcrispin · x · 2026-10-02
Sterling Crispin (AI artist, OpenAI) sparks a debate on retirement planning under the singularity: if AI keeps accelerating, standard financial assumptions break down. Does life extension require 40+ years of savings? With S&P averaging 15% over the past decade vs the 10% long-term norm, is a 3-4% withdrawal rate too conservative—or should maximalists just stop saving and spend now? On the flip side, AI-driven job losses could flatten growth entirely. Quoting @deepfates, he notes most people, even in San Francisco, aren't as singularity-pilled as you'd think. His conclusion: hope for the best, plan for the worst.
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