Apollo chief economist: AI agents could trigger bank runs by sweeping cash to high-yield accounts

kleffew94 · x · 2026-09-27

Apollo's chief economist offers a counterintuitive thesis: AI agents could trigger bank runs by automatically sweeping household cash from accounts paying the 0.1% national average into ones yielding 3-5%, costing banks a large share of their cheap deposits. A macro-risk thought experiment about fully automated agent-driven money management that is sparking industry discussion.

Related event: Apollo Warns of AI Agent-Driven Bank Runs(4 posts)→

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