Slept through Codex auto top-up draining his card — bank blocked the charges as fraud

CtrlAltDwayne · x · 2026-09-25

A user went to bed with 50% of Codex usage left, forgot auto credit top-up was enabled, and woke up to a string of charges so numerous his bank flagged them as fraud and required manual confirmation. He hasn't even touched the banked reset since.

A cautionary tale for Codex subscribers: auto top-up plus an agent running hard overnight can quietly burn money while you sleep — worth auditing your billing settings.

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