X Money launches for all eligible US users: 4%-6% APY, 3% cashback, no subscription required
deobfuscations · x · 2026-09-24
X Money is now available to all eligible US users, with no X subscription required.
- Users without a subscription (and Basic subscribers) earn 4% APY standard, boosted to 6% APY with $1,000+ in eligible direct deposits or X Creator payouts in a rolling 34-day window
- Joint accounts (beta), metal debit card, free wires, and reimbursed out-of-network ATM fees
- Up to 3% cashback on X Card purchases; instant, fee-free payments between X users with no limits
- Visa Zero Liability protection included
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