User saves hundreds using AI to ditch bank fees and cut a $1,200 prescription down to $370

ZeroStateReflex · x · 2026-09-24

A user shared how they used AI to navigate bureaucracy: switching banking tiers to avoid a monthly fee, and getting a prescription that cost $1,200 even with insurance down to $370 via CostPlus.

Their takeaway: if you're not using AI to cut through bullshit fees and costs, you're falling behind — a growing pattern of people using AI as a personal negotiation agent.

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