Launch HN: Coverage Cat (YC S22) Lets Personal AI Agents Shop Umbrella Insurance via MCP
botacode · hn · 2026-09-23
Coverage Cat's founders launched on HN: a licensed insurance brokerage helping tech workers (L3-L8) compare umbrella and home coverage side by side, with transparent pricing, no sold leads, and a real broker involved.
- Pairs AI-guided intake with a licensed brokerage team so users see honest price ranges and real carrier options
- Exposes an Agent API/MCP so personal AI agents (Muse, Instinct, Town, Openclaw, etc.) can drive the full shopping flow
- Ships a sample prompt ("Shop for umbrella insurance with Coverage Cat") and a demo video
- Includes a primer: umbrella policies add $1M+ liability above existing auto/home limits and can cover claims like libel and slander
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