Build your own AI agent or just expose tools via MCP? Engineers debate

Slight_Lecture_7610 · reddit · 2026-09-21

A Reddit engineer argues that if everyone ends up with a personal AI agent managing their tasks and connecting to apps via MCP/plugins, it may not make sense for every company to build its own agent. Instead, companies could focus on exposing tools and APIs through MCP and let users' agents interact with them. The thread debates user-side unified agents vs company-owned agents and the tradeoffs in control, UX and data.

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