Open-source self-hosted net worth tracker ships an MCP server for AI queries

rameshyoha · reddit · 2026-09-21

Tally is a free, open-source project built for personal use: a web net-worth dashboard plus an MCP server, letting an AI like Claude query your actual accounts — "what did I spend on groceries vs last year" or "how much TFSA room is left." The dashboard works standalone if you skip the AI part.

Key features: proper classification of RRSP, TFSA, LIRA, DPSP, FHSA accounts; per-person per-year contribution-room tracking with manual correction; CAD conversion via the Bank of Canada rate API that refuses to pass USD off as CAD without a rate; household multi-profile support; brokerages like Wealthsimple/Questrade via SnapTrade, banks and cards via Plaid, multi-currency via Wise.

Data lives in a SQLite file you own, read-only by design (it cannot trade or move money), with no subscription, ads or telemetry. Honest catch: Plaid production access needs a signed agreement, so the bank half is hard unless you're technical; the SnapTrade brokerage side works today with personal keys. Run npm run demo first to explore with a fictional household.

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