Sunk Cost: A calculator for when a local LLM rig pays for itself vs renting tokens

rlindsey123 · hn · 2026-09-15

Developer rlindsey123 built Sunk Cost, a tool to test the claim that "just buy a Mac and run models locally — it pays for itself." Given a machine, a model, and daily token usage, it calculates how long the hardware takes to break even against renting the same model by the token. The author notes it's purely a cost-saving analysis and excludes other reasons to own hardware, and is seeking feedback on making it more useful.

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