Hacker upgrades stolen account to $200 ChatGPT Pro with no fraud checks from OpenAI or bank
CucharitaDePalo · reddit · 2026-09-03
A Reddit user reports that their girlfriend's OpenAI account was compromised and instantly upgraded to the $200/month ChatGPT Pro plan — with no barriers from ChatGPT's checkout and no fraud detection from the bank either.
The poster says the experience was infuriating and they will cancel all subscriptions once the issue is resolved. The incident highlights weak payment fraud controls on subscription AI services: a suspicious instant upgrade triggered no verification, and OpenAI's refund process has drawn user complaints.
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