Is AI soaking up credit? Economists clash over AI capex crowding out other loans

teortaxesTex · x · 2026-09-03

@allTheYud argues AI capex isn't causally independent: the Fed regulates total loans, so when AI companies borrow and spend more, other companies are forced to borrow and spend less — "AI is SOAKING spending." teortaxesTex counters sarcastically that it's efficient capital allocation since the US hardly needs more office space. A snapshot of the debate over whether the AI building boom is crowding out the rest of the economy.

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