Don't Build a $1/mo SaaS: The Brutal Math of Stripe Fees
ThePeterMick · x · 2026-07-28
Citing a breakdown of Stripe payment fees, a user warns indie developers against building low-priced subscription SaaS products.
- Fees Eat Margins: When aiming for roughly $9,700 in net MRR:
- A single high-ticket customer paying $10,000/mo yields the highest net revenue ($9,709.70).
- A mass-market model requiring 10,000 customers at $1/mo leaves a net of only $6,710.
- Takeaway: Low-pricing strategies not only incur massive customer acquisition costs but are also severely eroded by fixed payment gateway rates. Indie developers should prioritize high-ticket pricing.
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